BEST PLACES TO RETIRE IN ARIZONA
Written by webtechs

Best Places To Retire In Arizona

If you are searching for “best places to retire in Arizona“, we’ve created a list of the best cities across the valley of the sun!

Surprise, Arizona

There are no surprises why this appropriately named city has become such a destination. Surprise is one of the safest cities in Arizona, with a crime rate that’s 47% lower than the rest of the state. Surprise continues to grow each year as the population has recently surpassed 135,000. Compared to neighboring cities like Scottsdale and Paradise Valley, Surprise is much more affordable for retirees. If you love sports, you can catch baseball’s spring training and hit the links all in the same day when living in Surprise.

Best Retirement Community In Surprise:

If you’ve lived in Surprise your entire life and want to stay close to friends and family, then Chaparral Winds is the community for you! As Chaparral Winds’ website states, this is a community designed to keep a relaxing vibe going throughout the day. A pool and hot tub combined with a beautiful dining area make this one of the premier communities in all of Arizona. Great shopping, golf courses, restaurants and medical facilities are all located within a few miles, which is a bonus for visiting family members.

Peoria, Arizona

Located northeast of Phoenix and Glendale, Peoria is home to some of the best retirement communities in the valley. Scenic views can be found at nearly every angle, complete with the Salt River flowing right through the city. Just like Surprise, Peoria’s crime rate is well below the national average. In addition, with an average high of 94 degrees in July, the climate is ideal compared to other cities across the state. Peoria was recently named one of the top 100 places to live by Money Magazine.

Best Retirement Community In Peoria:

Vista Winds is the newest Senior Living Services Community located in Peoria, Arizona. This facility offers plenty of choices for senior citizens of varying needs. One can find more than just assisted living at Vista Winds, as they also offer independent and memory care services. This resort-style facility is breathtaking, with spacious floor plans and dining areas. A full activity program and fitness center await future residents. Looking to bring a small cat or dog to your new home? Not a problem at all, as every SLS Community is pet friendly!

Youngtown, Arizona

Youngtown has a fascinating history that has made it very popular with retirees. This city is actually the oldest retirement community in the country, dating back to the 1950s when developers created the very first retirement community. Measuring just over one mile, Youngtown is filled with people of all ages nowadays, but still home to top-notch retirement communities. Average temperatures will get no higher than 86 degrees from November to April.

Best Retirement Community In Youngtown:

There isn’t a more appropriately named setting for this lively community than Youngtown! Monthly rent at Ventana Winds includes three well balanced meals plus snacks, 24-hour staff, and a daily tidying of your apartment. The offerings don’t end there! Personal laundry is done weekly, transportation is provided for appointments or shopping, a 24/7 emergency call system is in place, as well as a full slate of exciting activities. Check out all of Ventana Winds’ offerings today!

Sedona, Arizona

Take one look and you will realize why so many people choose to retire in Sedona. With more than six million acres of red-rock beauty, Sedona is one of the most scenic cities in the U.S. Located just two hours outside of Phoenix, residents will love the fact that Sedona has a cooler climate year round. Retirees can fill their days with hiking trails, golf, horseback rides and famous jeep tours.

Best Retirement Community In Sedona:

Sedona is regarded as the most scenic city in all of Arizona. And that reason alone makes it a wonderful place to call home. Sedona Winds, located in the heart of the red rocks, offers stunning courtyard views, along with a 24-hour staff for every need. Settle for this community if you wish to enjoy breathtaking views, daily. General maintenance, weekly laundry and deep cleaning of your apartment, an emergency call system, and a diverse activities program are all included when you choose Sedona Winds.

Retirement In Arizona

Why Retire In Arizona?

Check out a few of the many benefits associated with retiring in Arizona:

Most Sun In The Country

This isn’t just what it feels like; this is a fact! According to the NOAA (United States National Oceanic & Atmospheric Administration), Arizona receives more sunshine than any other state in the U.S. Arizonans experience more sunny days than even residents of Florida. It’s true, the sunshine state doesn’t see as much sunlight as Arizona.

Low Cost Of Living

The low cost of living is undoubtedly one of the biggest reasons why so many retirees are flocking to the area. Generally, Arizona is more affordable than other destinations like California and Florida. The overall cost of retirement living is very affordable thanks to low transportation costs, reasonable food prices and moderate cost of housing.

Scenery

Arizona is home to some of the most breathtaking sunrises and sunsets one can see. Sedona is where you’ll find the world famous red rocks, with gorgeous mountain ranges. Not many states in the country can offer mountains and lakes in one place.

Vista Winds Is An Upscale Retirement Community Located In Peoria, Arizona

If you are doing research about retirement communities in Peoria, Arizona, Vista Winds Retirement Home should definitely be on your list. Vista Winds offers retirement living at its finest. We have a rich calendar of activities, meals prepared by a Chef and caregivers on staff 24 hours a day for your health and safety. We offer award winning independent livingassisted living and memory care services. Come tour our community to see how we are a step above the rest and how easy it is to Make Yourself at Home! Vista Winds is surrounded by amazing views and our resort style property will be sure to impress!

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How To Retire At 50
Written by webtechs

How To Retire At 50

On average, the typical retirement age in the United States is 63 nowadays. So, how could you pull off retirement by age 50? Follow this guide!

Can I Retire At 50?

For many people, retiring by age 50 is a goal. Through hard work, careful planning and budgeting, yes, early retirement is within you reach! You will certainly have to sacrifice throughout your younger years, likely living below your means in your 20s, 30s and 40s.

Use these six tips to create the path towards a happy and healthy retirement:

1. Decide On Early Retirement

The first step of retiring early is deciding on early retirement as soon as possible! If retiring at 50 is your goal, it is more attainable, of course, if you decide on this number by age 30 rather than 40. This may seem like common sense, but deciding on early retirement can be difficult while raising a family and climbing the corporate ladder. Maximize your savings by picking up a part-time job or asking for bonus opportunities at work.

2. Figure Out What Type Of Retirement You Want

Needless to say, everyone envisions a different type of retirement. That means there is no such set answer for how much money an individual will need to retire. The suggestion here is to have anywhere between 60-100% of your pre-retirement income available to you during each year of your retirement. The type of retirement you are striving for will decide if you need closer to 60 or 100% of this income. For instance, if you plan on traveling the world, you may need closer to all of your income.

A comfortable yet modest retirement lifestyle may only require 60% of your income. To start figuring out how much money you’ll need, estimate your salary by the age of 50. Decide on your retirement lifestyle, then multiply the salary figure by either 0.6 or 1.0. This should give you a ball-park figure of how much you’ll need every year of your retirement.

3. Set A Retirement Income Strategy

Even though you have stopped working, it doesn’t mean your money should retire too! As you approach early retirement age, come up with a plan to keep your money working and stretch it throughout your retirement. Common strategies include opening traditional/Roth IRAs or certificates of deposit (CDs). Picking up a low-stress part-time position could help during retirement, as well.

4. Create An Investment Plan

Retiring at the age of 50 means you’ll have less working years to accumulate wealth. There are many ways to make up for that, though. For instance, you could invest all throughout your working years into your retirement. If you are working on a smaller salary, try to chase higher returns with an aggressive portfolio. This portfolio will be made up mostly of stocks, which can be volatile, unfortunately. A successful early retirement is certainly dependent on good planning, budgeting and smart investing.

5. Adjust Your Lifestyle

Fortunately, this does not mean you have to drastically alter your current lifestyle. Instead, start saving money that is not part of the normal methods. Re-evaluate your current spending habits, savings and investment options. Rid yourself of any unnecessary expenses, if possible. Typically, this includes things like eating out or going on long and expensive vacations.

6. Max Out Your Retirement Accounts

IRAs and 401Ks have annual limits on contributions. Simply by maxing out one or all of your retirement accounts, you will have more tax-advantaged money for your retirement. Financial experts suggest living far below your means, especially during your 20s, as you start out in the workforce. The sooner you can max out all of your retirement accounts, the better!

Vista Winds Is An Upscale Retirement Community Located In Peoria, Arizona

If you are doing research about retirement communities in Peoria, Arizona, Vista Winds Retirement Home should definitely be on your list. Vista Winds offers retirement living at its finest. We have a rich calendar of activities, meals prepared by a Chef and caregivers on staff 24 hours a day for your health and safety. We offer award winning independent livingassisted living and memory care services. Come tour our community to see how we are a step above the rest and how easy it is to Make Yourself at Home! Vista Winds is surrounded by amazing views and our resort style property will be sure to impress!

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5 Retirement Party Ideas For Boss Or Co-Worker
Written by webtechs

5 Retirement Party Ideas For Boss Or Co-Worker

If you are looking for “retirement party ideas“, we’re here to share 5 ideas that will certainly spice up the night!

Ideas For A Retirement Party

Every retirement party will be different, but these five ideas are guaranteed to be hits!

1. Set A Party Theme

Make the retirement party stand out from all the other celebrations by a picking a theme unique to the retiree or their working environment. These parties are the perfect time to reflect back on one’s long career. Pick a theme that will give the party a nostalgic vibe for all the guests. Use costumes so everyone can dress up from another time; perhaps when the retiree just entered the workforce. Gather ideas with co-workers to pick an appropriate theme.

2. Create A Music Playlist

What’s a party without some music? Set the tone of the night by choosing a fun and relevant playlist of songs. This mix could include some of the retirees’ favorite tunes or even some classics. Here are a few suggestions, perfect for a retirement party:

  • “When I’m Sixty Four” by The Beatles
  • “The Best Is Yet To Come” by Frank Sinatra
  • “I’m Still Standing” by Elton John

3. Invite Friends & Family

Give the evening an extra special touch by inviting your co-worker’s family and friends to the party. You can even invite the guests as a surprise to the retiree. Everyone knows that great co-workers can begin to feel like family, so it time to merge both the work family and the real family. Encourage a family member to give a speech at the end of the night to further enhance the moment.

Retirement Party

4. Play Some Games

Any retirement party needs to have a few games involved. One of the more popular options for these parties is some sort of trivia challenge. Spice up the proceedings by making the trivia questions exclusive to the retiree. Create questions about the retirees’ career and life, making the crowd guess the answers. Or you could simply choose to pose any and all questions directly to the man/woman of the hour.

5. Closing Speeches

Always end the night on the highest note possible. Give as many co-workers, employees, friends and family an opportunity to share a few words about the retiree. Make sure these speeches have a good mix of humor and emotion, as well. Encourage the retiree to take the microphone last to share a few final stories and goodbyes.

Vista Winds Is An Upscale Retirement Community Located In Peoria, Arizona

If you are doing research about retirement communities in Peoria, Arizona, Vista Winds Retirement Home should definitely be on your list. Vista Winds offers retirement living at its finest. We have a rich calendar of activities, meals prepared by a Chef and caregivers on staff 24 hours a day for your health and safety. We offer award winning independent livingassisted living and memory care services. Come tour our community to see how we are a step above the rest and how easy it is to Make Yourself at Home! Vista Winds is surrounded by amazing views and our resort style property will be sure to impress!

More Articles About Retirement

Retiring In Arizona Pros And Cons
Written by webtechs

Retiring In Arizona Pros And Cons

Many retirees are choosing to settle in Arizona for the state’s beautiful weather, low cost of living and strong economy. If you are currently searching for “retiring in arizona pros and cons” or “retiring in arizona“, this article will help!

Retiring In Arizona Pros

When most people think of living in Arizona, they may only talk about the weather. Is it worth living there, especially when dealing with the summer heat? The answer to that is a resounding yes! Check out a few of the many benefits associated with retiring in Arizona:

Most Sun In The Country

This isn’t just what it feels like; this is a fact! According to the NOAA (United States National Oceanic & Atmospheric Administration), Arizona receives more sunshine than any other state in the U.S. Arizonans experience more sunny days than even residents of Florida. It’s true, the sunshine state doesn’t see as much sunlight as Arizona.

The Food

Many agree that you will find the best Mexican food in America right here in Arizona. While this is pretty much a consensus, it is certainly not the only food option that the state is known for. The entire state features all types of cuisine.

Golfing Destination

The state of Arizona is truly a golfer’s paradise. Residents will be able to enjoy the perfect retirement hobby almost daily in the valley of the sun. Premier golf courses are scattered all throughout the state, ideal for golfers of all skill levels. If you are more of a golf fan than player, you will be happy to know the PGA’s Waste Management Phoenix Open takes place in Scottsdale each year.

Low Cost Of Living

The low cost of living is undoubtedly one of the biggest reasons why so many retirees are flocking to the area. Generally, Arizona is more affordable than other destinations like California and Florida. The overall cost of retirement living is very affordable thanks to low transportation costs, reasonable food prices and moderate cost of housing.

Scenery

Arizona is home to some of the most breathtaking sunrises and sunsets one can see. Sedona is where you’ll find the world famous red rocks, with gorgeous mountain ranges. Not many states in the country can offer mountains and lakes in one place.

Retiring In Arizona

Fewer Tax Burdens

Yes, we already mentioned the low cost of living, but we’ve decided to toss in an extra perk. Arizona offers less tax burdens than most states. Enjoy saving as much of your income as possible in the valley!

Sports

Sports lovers will enjoy the variety of action Arizona has to offer. Four major sports teams reside here, including the Coyotes, Cardinals, Diamondbacks and Suns. Many MLB teams head to Arizona for spring training, as well.

Retiring In Arizona Cons

Just like any other state, there are some disadvantages that come with living in Arizona. Here are a few cons:

Hot Summers

It’s easy to enjoy the warm weather, but the thermometer begins to soar during the summer months. Triple digits will often be hit during the dry summers. This makes outdoor activity nearly impossible for a few months out of the year.

Monsoons And Haboobs

No matter where you live, you will experience inclement weather. Blizzards, earthquakes and hurricanes can be quite common. Arizona has very unique inclement weather, though. During the summers, dry dust storms known as monsoons can occur. You may have to deal with occasional thunder, lightning and flash flooding.

Traffic

The beautiful weather during the fall, winter and spring will certainly brings tons of tourists to the area. Traffic will begin to thicken on the highways around October.

Phoenix Arizona

Vista Winds Is An Upscale Retirement Community Located In Peoria, Arizona

If you are doing research about retirement communities in Peoria, Arizona, Vista Winds Retirement Home should definitely be on your list. Vista Winds offers retirement living at its finest. We have a rich calendar of activities, meals prepared by a Chef and caregivers on staff 24 hours a day for your health and safety. We offer award winning independent livingassisted living and memory care services. Come tour our community to see how we are a step above the rest and how easy it is to Make Yourself at Home! Vista Winds is surrounded by amazing views and our resort style property will be sure to impress!

More Articles About Retirement

Can I Retire At 60 With 500K
Written by webtechs

Can I Retire At 60 With 500K

Retiring at age 60 with 500K is no longer a pipe dream. Through discipline, budgeting and meticulous planning, retiring early with 500K in the bank is possible!

Can I Retire With 500K?

Yes, it is certainly possible to retire and live off this amount of money. However, that doesn’t mean this process will be easy. The common belief is that you will need to save anywhere from $1-$2 million to enjoy a happy and healthy retirement. Yet, in some cases that figure may be unrealistic. Living off 500K, with two individuals in the home receiving either social security or pension income, can make for a successful retirement.

Use these tips when saving for retirement by age 60:

Budget Well

Enjoying your current lifestyle while also planning for your future lifestyle is a key towards early retirement. Housing, utilities, transportation and healthcare should all be under a tight budget. If you are struggling to come up with a budget, the suggestion here is to go back and review all your bills from the past year. Figure out what you can cut back on, financially. Then, discuss your options and determine how you can make these sacrifices. If retiring at 60 is your goal, do not wait until your 40s to start budgeting. Work on a budget right now!

Save Early And Often

Of course, the more money you save during your working days will equate to an easier transition to retirement. An essential part of retirement planning is saving as much money as you can afford while you are young. Thankfully, there are several different ways for individuals to save these days. Opening a Roth or traditional IRA is a great way to start saving. Always try to take advantage of any expected pay that may come your way. This includes things like a work bonus. Put any extra money away for your retirement fund. Check with your employer to see if they will match any retirement plan amount fully.

Location, Location, Location

This may be the hardest part of the retirement savings process. Have you ever considered the idea of moving to a different area that features lower housing prices? Well, if early retirement on a limited budget is your ultimate goal, it makes a lot of sense to save as much as possible on housing. This can be an especially tough ask for people with kids in a certain school district, etc. Luckily, moving to a different place could apply to your retirement, exclusively. With 500K you may not be able to move to your dream destination during retirement, and that’s okay!

Saving Money For Retirement

When Is The Best Time To Start Saving For Retirement?

In a perfect world, everyone striving for early retirement would start saving as soon as possible. This may be easier said than done, of course. There are many ways for young people to start saving now, though. A great way to start is by putting away 10 percent of your monthly income. Putting away 10 percent of $5,000 per month equals a total savings of $500 each month. Stretch that out over a year and you have saved $6,000. This 10-percent theory will help protect you from any stock market dips during your 20s.

A recent study performed by Charles Schwab showed that Americans say they should have at least $1.7 million saved by age 65. If you want to save towards that goal, it means you need to put away $500 every month starting at 25. This may be unmanageable for 25 year olds dealing with young children, student loans or struggling in the current job market.

Average Age To Start Saving For Retirement

According to Morning Consult, this is a look at what age most Americans begin saving money:

  • Ages 20-29: 39%
  • Ages 30-39: 25%
  • Ages 40-49: 15%
  • Ages 50-59: 6%

Vista Winds Is An Upscale Retirement Community Located In Peoria, Arizona

If you are doing research about retirement communities in Peoria, Arizona, Vista Winds Retirement Home should definitely be on your list. Vista Winds offers retirement living at its finest. We have a rich calendar of activities, meals prepared by a Chef and caregivers on staff 24 hours a day for your health and safety. We offer award winning independent living, assisted living and memory care services. Come tour our community to see how we are a step above the rest and how easy it is to Make Yourself at Home! Vista Winds is surrounded by amazing views and our resort style property will be sure to impress!

More Articles About Retirement

Low Stress Jobs After Retirement
Written by webtechs

Top 8 Low Stress Jobs After Retirement

If you are searching for “low stress jobs after retirement“, we have 8 positions perfect for you!

1. Career Coach

There is no question that the younger generations will seek guidance when it comes to their career paths. Consider the idea of helping those younger than you by becoming a career coach. You may have seen/done it all during your working days, so it’s time to pass on some of that invaluable knowledge. Online video platforms such as Skype and Zoom have recently become great tools for both the coach and student. This means career coaching can easily be performed from the comfort of your own home. You can critique and edit resumes, while offering interview tips, as well.

2. Writer/Editor

This is the ideal position for any retiree with previous writing experience. It doesn’t necessarily mean you have to have a background in writing, though. For many looking to get a foot in the door, there are various blogging or part-time positions available. Online bloggers, of course, are always in demand. Some of these jobs may be unpaid in the beginning, but they can provide valuable experience in the industry. If you already have a writing background, this could be a very profitable side hobby.

3. Dog Walking/Pet Sitting

Animal lovers rejoice! There are many ways you can get more dogs/cats in your life. Dog walking is a service more and more busy adults are requesting. In addition to interacting with some lovable pets, this is a terrific way to get some exercise during the day. When owners are away on trips, you can offer your services to spend the night(s) with the pets. Check out the many apps available that make this service a one-step process.

4. Tutoring

Perhaps career coaching isn’t right for you, yet you’d still like to pass on some knowledge. Try tutoring students in need of some extra help. Private tutoring can be done in your own home, the student’s home or even a public library. Many parents are looking for these services nowadays. It’s great way to earn some extra cash while developing relationships, at the same time.

Tutor

5. Data Entry

If you are seeking a work-from-home opportunity, it’s hard to find a better gig than data entry positions. Data Entry is perfect for those who would rather not talk on the phone all day, such as a customer service representative. Those applying for data entry positions will need a few things in order to qualify for the job. You must own a computer and be tech-savvy. Of course, you can always tests your skills by taking typing classes online.

6. Tour Guide

There is nothing stressful about working as a tour guide during retirement. In most cases you’ll be dealing with customers just looking for a fun and relaxing adventure. If you are looking for flexible hours, this may be your best bet, as well. Most tours will run during certain seasons and on weekends/evenings. This is a great position for those currently living in an area that entertains a lot of tourists.

7. Customer Service

During the Covid-19 pandemic, a large majority of these positions became remote. This is great if you are looking to stay in your home during the day. Most customer service roles will involve answering calls, emails or engaging in chats. There will be a few requirements for applicants, including having access to high-speed internet and a landline telephone.

8. Musician

Anyone with music talent or simply a love for performing, should see what kind of paying options there are for musicians. Is there a band full of retirees seeking a bass player or even a restaurant looking for a quiet piano player to set the mood? The pay might not be great, but the joy of playing an instrument may be enough for retirees looking to share their talents.

Vista Winds Is An Upscale Retirement Community Located In Peoria, Arizona

If you are doing research about retirement communities in Peoria, Arizona, Vista Winds Retirement Home should definitely be on your list. Vista Winds offers retirement living at its finest. We have a rich calendar of activities, meals prepared by a Chef and caregivers on staff 24 hours a day for your health and safety. We offer award winning independent living, assisted living and memory care services. Come tour our community to see how we are a step above the rest and how easy it is to Make Yourself at Home! Vista Winds is surrounded by amazing views and our resort style property will be sure to impress!

More Articles About Retirement