Independent Living Vs Assisted Living
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Independent Living Vs Assisted Living

If you are searching for the differences between independent and assisted living, this article will outline features, costs, and benefits associated with both senior housing options.

Assisted Living Vs Independent Living

Assisted living facilities are settings where seniors live independently for the most part, but are provided with assistance when needed. Assistance, of course, will vary based on the individual’s specific needs, such as mobility issues, transportation needs and medication. If living at home has become a bit too hard or dangerous, then it may be time to think about assisted living. Some facilities will be in a residential-style neighborhood or in a large complex.

Assisted Living Features:

  • Medication monitoring
  • 24-hour care
  • Three meals per day
  • Personal care
  • Social activities
  • Housekeeping/laundry

Simply put, independent living is a housing arrangement for those aged 55 and up. The housing types will vary from free-standing homes, apartment living and retirement communities. These communities are designed to let seniors get around as easily as possible. Landscaping and maintenance is usually performed by staff. Just like assisted living communities, independent living communities will offer residents various services and activity options. Communities generally feature pools, fitness center, dining and common areas.

Independent Living Features:

  • 1-3 meals per day
  • Housekeeping/laundry
  • Common areas
  • Scheduled activities
  • Transportation

How Much Does Assisted Living Cost?

Many costs are associated with assisted living communities. Assisted living is also more costly than any independent living options due to how much care is provided. Which costs can you plan and budget for when choosing an assisted living facility, though? Generally, these facilities in Arizona require move-in fees, which will serve as a prorated monthly fee. You can expect to pay between $1,000-$5,000, according to WhereYouLiveMatters.

How Much Does Independent Living Cost?

On average, independent living for seniors will cost $3,750 per month, with prices typically ranging from $1,500-$6,000. Costs will very much depend on quality of facility and location, according to WhereYouLiveMatters.

Cost Of Independent Living 2021

Benefits Of Independent Living

Here are a few of the many benefits of an independent living community:

Maintenance-Free Living

One of the greatest upsides of independent living is freedom from the day to day tasks associated with homeownership. Your loved one will no longer be responsible for taking care of the yard or repairing a running toilet. Maintenance and housekeeping employees are available to take on these and other tasks so they can focus on other aspects of their life.

All-Inclusive Rent

Days of numerous bills are long gone. In an independent living community, every bill – think utilities, rent, and even the cable bill — are combined into one, easy, monthly payment. The general cost of moving into an independent living community can additionally be financially beneficial. If your loved one is downsizing from their present home, independent living can help decrease their monthly spending and allow them to use their money in other ways.

Social Interactions

Getting older comes with uncommon challenges – One of them is making new friends. But living in an independent community means they’re surrounded by others in similar stages of life. And without additional responsibilities like home upkeep or grocery shopping to be concerned about — plus a team of employees who are committed to planning daily activities — making it easy to connect with like-minded people and take in the benefits of continual social interactions.

Benefits Of Assisted Living

Here are a few benefits of assisted living communities:

Safety And Protection

You no longer have to be concerned for your loved one’s safety. Whether you had previous concerns about falls, taking improper medication or not eating a healthy diet, you can rest assured knowing your loved one is being cared for constantly. Assisted living facilities make it their goal to ensure your loved one’s safety.

Day-To-Day Assistance

It is important for seniors to have their independence, but still receive the assistance they need in daily activities. These communities will provide residents with tasks, such as dressing, preparing and eating meals, and laundry duties.

Increased Activity

Staying active can be a very difficult task for seniors who still live at home. Your loved ones will be offered an assortment of indoor and outdoor activities. From arts and crafts to dinner parties, communities will make sure your loved one stays active and healthy.

Vista Winds Is An Upscale Retirement Community Located In Peoria, Arizona

If you are doing research about retirement communities in Peoria, Arizona, Vista Winds Retirement Home should definitely be on your list. Vista Winds offers retirement living at its finest. We have a rich calendar of activities, meals prepared by a Chef and caregivers on staff 24 hours a day for your health and safety. We offer award winning independent living, assisted living and memory care services. Come tour our community to see how we are a step above the rest and how easy it is to Make Yourself at Home! Vista Winds is surrounded by amazing views and our resort style property will be sure to impress!

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Assisted Living In Arizona 2025
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Cost Of Assisted Living In Arizona

On average, assisted living in Arizona will cost $3,000 per month, with prices ranging from $1,500-$6,000. Exact costs of assisted living services will depend on the quality of the community and the location, according to SLS Communities.

How Much Does Assisted Living Cost?

Many costs are associated with assisted living communities. Assisted living is also more costly than any independent living options due to how much care is provided. Which costs can you plan and budget for when choosing an assisted living facility, though? Generally, these facilities in Arizona require move-in fees, which will serve as a prorated monthly fee. You can expect to pay between $1,000-$5,000, according to WhereYouLiveMatters.

Costs can be broken down into two categories:

  • Rent
  • Services

Services will typically include daily meals and snacks. Housekeeping, activities and scheduled transportation will be included, as well. There are some communities that may offer rent and services together as one package. A package can be customized to fit a potential resident’s exact needs. Arizona currently ranks as the second-most affordable state to retire in.

Assisted Living Cost In Arizona

Here is a look at the typical costs for assisted living in some of the most popular cities in Arizona:

  • Phoenix: $3,500 per month
  • Tucson: $3,695
  • Mesa: $3,150
  • Chandler: $3,600
  • Scottsdale: $4,800 
  • Glendale: $2,461 
  • Gilbert: $2,487 
  • Peoria: $2,948 
  • Surprise: $3,250 
  • Sun City: $3,150
  • Sun City West: $5,477
  • Sedona: $4,005
  • Youngtown: $3,293

Budgeting For Assisted Living

Setting a budget for assisted living costs can be a difficult task. Before choosing the facility, list all the services you currently desire. Also keep in mind possible services that you do not need now, but could need in the future. Location is also extremely important. If staying close to friends and family is a necessity, make sure to choose an area nearby to settle in.

Compare costs at several different communities by listing out the individual prices of housing, meals and services. Find out which community bests meets all of your needs, including financial limitations.

Why Choose Assisted Living In Arizona?

There are many reasons why so many people are choosing to call Arizona home during retirement. For starters, Arizona is one of the most affordable places to live in the country, as mentioned above. Arizona has everything a retiree could want. From breathtaking views to beautiful weather for nearly the entire calendar year, the valley of the sun is a great place to enjoy retirement.

Vista Winds Is An Upscale Retirement Community Located In Peoria, Arizona

If you are doing research about retirement communities in Peoria, Arizona, Vista Winds Retirement Home should definitely be on your list. Vista Winds offers retirement living at its finest. We have a rich calendar of activities, meals prepared by a Chef and caregivers on staff 24 hours a day for your health and safety. We offer award winning independent living, assisted living and memory care services. Come tour our community to see how we are a step above the rest and how easy it is to Make Yourself at Home! Vista Winds is surrounded by amazing views and our resort style property will be sure to impress!

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Independent Living Costs 2025
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Cost Of Independent Living 2021

On average, independent living for seniors will cost $3,750 per month, with prices typically ranging from $1,500-$6,000. Costs will very much depend on quality of facility and location, according to WhereYouLiveMatters.

Paying For Independent Living

A typical service rate will cost between $1,000-$10,000 per month. There is generally a one-time fee that comes with independent living, ranging from $500-$1,500. Anyone thinking of a potential move to one of these communities should first think of the finances associated with such a move. Many seniors share a common fear of their retirement savings simply not being enough for the long term.

Independent living can be compared to an investment, so don’t let the initial sticker price scare you from this living situation. Do research by comparing multiple communities and facilities, then create a budget that you are comfortable with.

Independent Living Costs

Here are typical costs associated with independent living communities:

  • Utilities, not including telephone services and/or expanded cable packages
  • Daily/weekly housekeeping
  • Scheduled activities
  • Transportation services
  • 1 to 3 meals per day
  • Maintenance
  • Emergency systems

Other fees that could come with independent living communities include:

  • Guest meals
  • Guest apartments
  • Unscheduled transportation
  • Extra activities
  • Concierge services

Cost Of Independent Living 2021

How To Find Independent Living Communities

You might think it would be tough at first, but finding a retirement community that fits your individual personality and lifestyle in 2018 is getting easier than ever. New retirement communities are popping up all over the place at a rapid rate. However, we know that choosing the right retirement home can be tough, and for that reason, we put together this guide to help you know what to look for.

  1. Check the location’s temperature. Climate is considered to be one of the most important factors when choosing retirement communities. Do some research about your destination to make sure you can handle weather changes. For example, the average temperature in Peoria, Arizona reaches around 71.95°F, with a high average temperature of 86.4°F and a low average temperature of 57.5°F [1].
  2. Feel the vibe. Every community will have its own vibe or character. One of the best ways of figuring out the vibe of the community is to talk to the residents. This will also help you get to know your potential neighbors. This would also be a great chance to ask the facility director what kind of amenities and activities they offer. Vista Winds offers a full monthly calendar of fun activities you can enjoy including Live entertainment, movies in our state-of-art theater and more.
  3. Plan for future medical needs. Health should be your first consideration as you age. Most communities in the Peoria will offer a variety of advantages, but not everyone of them can provide the right medical care for your individual needs. Before transitioning into a new community, check to make sure that all of your medical needs can be met in the future, whether your health declines or not. Vista Winds offers retirement communities for nearly any stage of your retirement transition, independent living, assisted living and memory care with care givers on staff 24 hours a day.
  4. Determine Your Budget. You want to choose a retirement community that fits your budget. After all the long hard years to grow retirement fund you want to make sure your savings can cover retirement community costs. Seeking the help of a professional financial planner could be one way to find out. Some communities will have monthly fee increases annually. Be sure to ask facilities how often and how much they change their rates every year.
  5. Make a checklist. Having a checklist will help you remember what types of questions you should be asking retirement communities. Depending on the level of care you need, you will need a specific checklist for each of the different types of retirement communities. Feel free to download our help independent living checklist, assisted living checklist or memory care checklist.
  6. Take a look at the activity calendar. Every community will most likely have an activity calendar with a list of activities planned out for the month. Be sure to check and make the activities are ones that you would enjoy. Most communities will offer activities, like tennis, gold and swimming. Staying involved in activities is a great way to stay fit while and maintain good health. Vista Winds offers many activities, including golf, swimming, live entertainment and more.
  7. Learn the rules. Most facilities will have rules and regulation that residents much follow. For example, some retirement homes do not allow pets. Others might have rules about smoking cigarettes or grilling food outdoors. It is wise to research the facility you are interested in to find out what rules they might have and if those rules line up with your lifestyle. Vista Winds does allow pets and reasonable rules for residents to follow.
  8. Security and safety. Most facilities have care givers on staff around the clock to ensure the health and safety of residents. Furthermore, some facilities, like Vista Winds for instance, offer gated entries for your security and privacy, as well as care givers on staff 24 hours a day in case of emergencies. We even provide free housekeeping twice a month and free laundry facilities.
  9. Local Tax Rates. Some communities are more tax friendly than others. The local tax rates in your area are an important consideration when thinking about investing in a specific retirement community. These taxes can be a burden to carry. Make sure and speak the facility owner or director so you know what kind of taxes or additional yearly fees to expect.
  10. Signing The Agreement. Before you sign the leasing agreement, be sure that you know what to expect from the community and that they community knows what to expect from you. If you’ve never lived at a retirement community before, you will be surprised to know that some facilities have rules about decorating your home, parking your car and more. Vista Winds will let you know all of the rules upfront so you know what to expect before moving into our faculty.
  11. “Understand your financing options. For a senior purchasing the best retirement community, it is certainly possible if you are paying in cash. If it’s not the case, you should understand your financial options. This may include mortgage tax.” [2]
  12. Pros and Cons. Create a pros and cons list to help make it easier to choose a retirement home. Having a list of what you liked and what you didn’t like will make the decision a little bit easier. This way you can find out which facility works for your individual personality and lifestyle the best.

Vista Winds Is An Upscale Retirement Community Located In Peoria, Arizona

If you are doing research about retirement communities in Peoria, Arizona, Vista Winds Retirement Home should definitely be on your list. Vista Winds offers retirement living at its finest. We have a rich calendar of activities, meals prepared by a Chef and caregivers on staff 24 hours a day for your health and safety. We offer award winning independent living, assisted living and memory care services. Come tour our community to see how we are a step above the rest and how easy it is to Make Yourself at Home! Vista Winds is surrounded by amazing views and our resort style property will be sure to impress!

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Benefits-of-Independent-Living
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Independent Living Benefits

If you are searching the phrase “how to find a retirement community” or “retirement communities in Peoria AZ“, Vista Winds can help! Living in an independent living community is a perfect option for seniors who can still do their daily tasks but who are looking for added benefits that are found in senior living communities. Here are some examples of the benefits independent living communities has to offer.

Living in an independent living community is a perfect option for seniors who can still do their daily tasks but who are looking for added benefits that are found in senior living communities. Here are some examples of the benefits independent living communities has to offer.

Maintenance-Free Living

One of the greatest upsides of independent living is freedom from the day to day tasks associated with homeownership. Your loved one will no longer be responsible for taking care of the yard or repairing a running toilet. Maintenance and housekeeping employees are available to take on these and other tasks so they can focus on other aspects of their life.

All-Inclusive Rent

Days of numerous bills are long gone. In an independent living community, every bill – think utilities, rent, and even the cable bill — are combined into one, easy, monthly payment.
The general cost of moving into an independent living community can additionally be financially beneficial. If your loved one is downsizing from their present home, independent living can help decrease their monthly spending and allow them to use their money in other ways.

Proper Nutrition

One of the greatest concerns as people get older is not eating right if it is from the food quality or from not receiving the right nutrients.
It could be for dietary reasons because they don’t want to cook, or both, seniors in independent living can add on meal services. Specifically, Canyon Winds Retirement Community is staffed with a high caliber chef who prepares fresh meals every day. In addition to cooking with quality ingredients, dietary requirements – like low sodium – can also be fulfilled. A lot of independent communities also employ dietitians with an emphasis on senior nutrition and can be an invaluable resource to guarantee that they are eating healthy.

Private Living, With A Community Setting

An additional benefit of independent living is the harmony between enjoying their privacy but also participating in an active community. From joining the multiple activities taking place around the community every day to being involved in on meal service, to taking advantage of exercise rooms and other amenities, they can take advantage of everything the community has to offer as little or as much as they like.

Social Interactions

Getting older comes with uncommon challenges – One of them is making new friends. But living in an independent community means they’re surrounded by others in similar stages of life. And without additional responsibilities like home upkeep or grocery shopping to be concerned about — plus a team of employees who are committed to planning daily activities — making it easy to connect with like-minded people and take in the benefits of continual social interactions.

Source:

“Benefits of Independent Living: Senior Living Options.” StoryPoint, 15 Mar. 2019, https://www.storypoint.com/benefits-independent-living/.

Vista Winds Is An Upscale Retirement Community Located In Peoria, Arizona

If you are doing research about retirement communities in Peoria, Arizona, Vista Winds Retirement Home should definitely be on your list. Vista Winds offers retirement living at its finest. We have a rich calendar of activities, meals prepared by a Chef and caregivers on staff 24 hours a day for your health and safety. We offer award winning independent living, assisted living and memory care services. Come tour our community to see how we are a step above the rest and how easy it is to Make Yourself at Home! Vista Winds is surrounded by amazing views and our resort style property will be sure to impress!

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Retiring In Arizona Pros And Cons
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Retiring In Arizona Pros And Cons

Many retirees are choosing to settle in Arizona for the state’s beautiful weather, low cost of living and strong economy. If you are currently searching for “retiring in arizona pros and cons” or “retiring in arizona“, this article will help!

Retiring In Arizona Pros

When most people think of living in Arizona, they may only talk about the weather. Is it worth living there, especially when dealing with the summer heat? The answer to that is a resounding yes! Check out a few of the many benefits associated with retiring in Arizona:

Most Sun In The Country

This isn’t just what it feels like; this is a fact! According to the NOAA (United States National Oceanic & Atmospheric Administration), Arizona receives more sunshine than any other state in the U.S. Arizonans experience more sunny days than even residents of Florida. It’s true, the sunshine state doesn’t see as much sunlight as Arizona.

The Food

Many agree that you will find the best Mexican food in America right here in Arizona. While this is pretty much a consensus, it is certainly not the only food option that the state is known for. The entire state features all types of cuisine.

Golfing Destination

The state of Arizona is truly a golfer’s paradise. Residents will be able to enjoy the perfect retirement hobby almost daily in the valley of the sun. Premier golf courses are scattered all throughout the state, ideal for golfers of all skill levels. If you are more of a golf fan than player, you will be happy to know the PGA’s Waste Management Phoenix Open takes place in Scottsdale each year.

Low Cost Of Living

The low cost of living is undoubtedly one of the biggest reasons why so many retirees are flocking to the area. Generally, Arizona is more affordable than other destinations like California and Florida. The overall cost of retirement living is very affordable thanks to low transportation costs, reasonable food prices and moderate cost of housing.

Scenery

Arizona is home to some of the most breathtaking sunrises and sunsets one can see. Sedona is where you’ll find the world famous red rocks, with gorgeous mountain ranges. Not many states in the country can offer mountains and lakes in one place.

Retiring In Arizona

Fewer Tax Burdens

Yes, we already mentioned the low cost of living, but we’ve decided to toss in an extra perk. Arizona offers less tax burdens than most states. Enjoy saving as much of your income as possible in the valley!

Sports

Sports lovers will enjoy the variety of action Arizona has to offer. Four major sports teams reside here, including the Coyotes, Cardinals, Diamondbacks and Suns. Many MLB teams head to Arizona for spring training, as well.

Retiring In Arizona Cons

Just like any other state, there are some disadvantages that come with living in Arizona. Here are a few cons:

Hot Summers

It’s easy to enjoy the warm weather, but the thermometer begins to soar during the summer months. Triple digits will often be hit during the dry summers. This makes outdoor activity nearly impossible for a few months out of the year.

Monsoons And Haboobs

No matter where you live, you will experience inclement weather. Blizzards, earthquakes and hurricanes can be quite common. Arizona has very unique inclement weather, though. During the summers, dry dust storms known as monsoons can occur. You may have to deal with occasional thunder, lightning and flash flooding.

Traffic

The beautiful weather during the fall, winter and spring will certainly brings tons of tourists to the area. Traffic will begin to thicken on the highways around October.

Phoenix Arizona

Vista Winds Is An Upscale Retirement Community Located In Peoria, Arizona

If you are doing research about retirement communities in Peoria, Arizona, Vista Winds Retirement Home should definitely be on your list. Vista Winds offers retirement living at its finest. We have a rich calendar of activities, meals prepared by a Chef and caregivers on staff 24 hours a day for your health and safety. We offer award winning independent living, assisted living and memory care services. Come tour our community to see how we are a step above the rest and how easy it is to Make Yourself at Home! Vista Winds is surrounded by amazing views and our resort style property will be sure to impress!

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Funny And Inspirational Quotes About Aging
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55 Funny And Inspirational Quotes About Aging

Aging brings plenty of wisdom, but lets not forget about the laughs and inspiration! Here are 55 of the best aging quotes.

Funny Quotes About Aging

1. “Old age is always fifteen years older than I am.” – Oliver Wendell Holmes

2. “Old age is like everything else. To make a success of it, you’ve got to start young.” – Theodore Roosevelt

3. “You can’t help getting older, but you don’t have to get old.” – George Burns

4. “You are only young once, but you can stay immature indefinitely.” – Ogden Nash

5. “Birthdays are good for you. Statistics show that the people who have the most live the longest.” – Larry Lorenzoni

6. “I don’t feel old. I don’t feel anything until noon. Then it’s time for my nap.” – Bob Hope

7. “If I had known I was going to live this long, I’d have taken better care of myself.” – Unknown

8. “I’m very pleased to be here. Let’s face it, at my age I’m very pleased to be anywhere.” – George Burns

9. “People ask me what I’d most appreciate getting for my eighty-seventh birthday. I tell them, a paternity suit.” – George Burns

10. “How old would you be if you didn’t know how old you was?” – Satchel Paige

11. “The really frightening thing about middle age is that you know you’ll grow out of it.” – Doris Day

12. “By the time you’re 80 years old you’ve learned everything. You only have to remember it.” – George Burns

13. “You don’t stop laughing when you grow old. You grow old when you stop laughing.” – George Bernard Shaw

14. “Aging seems to be the only available way to live a long life.” – Kitty O’Neill Collins

15. “You can live to be a hundred if you give up all things that make you want to live to be a hundred.” – Woody Allen

16. “Age is a very high price to pay for maturity.” – Tom Stoppard

17. “Growing old is mandatory, but growing up is optional.” – Walt Disney

18. “Today is the oldest you’ve ever been and the youngest you’ll ever be again.” – Unknown

19. “Age is not how old you are but how many years of fun you’ve had.” – Matt Maldre

20. “Old age is not so bad when you consider the alternative.” – Maurice Chevalier

21. “Life’s tragedy is that we get too old soon and wise too late.” – Benjamin Franklin

22. “I don’t let my age define me but the side-effects are getting harder to ignore.” – Unknown

23. “No one is as old as those who have outlived enthusiasm.” – Henry David Thoreau

24. “There is still no cure for the common birthday.” – John Glenn

25. “Wrinkles should merely indicate where smiles have been.” – Mark Twain

Senior Couple

Inspirational Aging Quotes

26. “The longer I live the more beautiful life becomes.” – Frank Lloyd Wright

27. “We don’t grow older, we grow riper.” – Pablo Picasso

28. “I don’t believe in aging. I believe in forever altering one’s aspect to the sun.” – Virginia Woolf

29. “It’s like you trade the virility of the body for the agility of the spirit.” – Elizabeth Lesser

30. “Count your age by friends, not years. Count your life by smiles, not tears.” – John Lennon

31. “In the end it’s not the years in your life that count. It’s the life in your years.” – Abraham Lincoln

32. “Getting old is a fascinating thing. The older you get, the older you want to get.” – Keith Richards

33. “Aging is not lost youth but a new stage of opportunity and strength.” – Betty Friedan

34. “Grow old along with me! The best is yet to be.” – Robert Browning

35. “When it comes to staying young, a mind-lift beats a face-lift any day.” – Marty Buccella

36. “Old age is an excellent time for outrage. My goal is to say or do at least one outrageous thing every week.” – Maggie Kuhn

37. “Those who love deeply never grow old, they may die of old age, but they die young.” – Ben Franklin

38. “To find joy in work is to discover the fountain of youth.” – Pearl S. Buck

39. “Anyone who keeps the ability to see beauty never grows old.” – Franz Kafka

40. “Age is no barrier. It’s a limitation you put on your mind.” – Jackie Joyner-Kersee

41. “I suppose real old age begins when one looks backward rather than forward.” – Mary Sarton

42. “For the unlearned, old age is winter; for the learned, it is the season of the harvest.” – Hasidic saying

43. “Youth is the gift of nature, but age is a work of art.” – Stanislaw Jerzy Lec

44. “Try to keep your soul young and quivering right up to old age.” – George Sand

45. “Age is something that doesn’t matter, unless you are a cheese.” – Luis Bunuel

46. “Age is a case of mind over matter. If you don’t mind, it don’t matter.” – Satchel Paige

47. “That’s another great thing about getting older. Your life is written on your face.” – Frances McDormand

48. “Why would I worry about getting older – what’s to moan about?” – Dawn French

49. “I’m just getting older and better.” – Neal Schon

50. “If you’re not getting older, you’re dead.” – Tom Petty

51. “Aging is just another word for living.” – Cindy Joseph

52. “It’s not how old you are. It’s how you are old.” – Jules Renard

53. “We are always the same age inside.” – Gertrude Stein

54. “It matters not how long we live but how.” – Phillip James Bailey

55. “The best tunes are played on the oldest fiddles.” – Ralph Waldo Emerson

More Aging Quotes

75 Funny Retirement Quotes

Funny Quotes About Aging Gracefully

Quotes About Getting Older

Funny Quotes About Getting Older

Positive Aging Quotes

Funny Quotes

Vista Winds Is An Upscale Retirement Community Located In Peoria, Arizona

If you are doing research about retirement communities in Peoria, Arizona, Vista Winds Retirement Home should definitely be on your list. Vista Winds offers retirement living at its finest. We have a rich calendar of activities, meals prepared by a Chef and caregivers on staff 24 hours a day for your health and safety. We offer award winning independent living, assisted living and memory care services. Come tour our community to see how we are a step above the rest and how easy it is to Make Yourself at Home! Vista Winds is surrounded by amazing views and our resort style property will be sure to impress!

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Can I Retire At 60 With 500K
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Can I Retire At 60 With 500K

Retiring at age 60 with 500K is no longer a pipe dream. Through discipline, budgeting and meticulous planning, retiring early with 500K in the bank is possible!

Can I Retire With 500K?

Yes, it is certainly possible to retire and live off this amount of money. However, that doesn’t mean this process will be easy. The common belief is that you will need to save anywhere from $1-$2 million to enjoy a happy and healthy retirement. Yet, in some cases that figure may be unrealistic. Living off 500K, with two individuals in the home receiving either social security or pension income, can make for a successful retirement.

Use these tips when saving for retirement by age 60:

Budget Well

Enjoying your current lifestyle while also planning for your future lifestyle is a key towards early retirement. Housing, utilities, transportation and healthcare should all be under a tight budget. If you are struggling to come up with a budget, the suggestion here is to go back and review all your bills from the past year. Figure out what you can cut back on, financially. Then, discuss your options and determine how you can make these sacrifices. If retiring at 60 is your goal, do not wait until your 40s to start budgeting. Work on a budget right now!

Save Early And Often

Of course, the more money you save during your working days will equate to an easier transition to retirement. An essential part of retirement planning is saving as much money as you can afford while you are young. Thankfully, there are several different ways for individuals to save these days. Opening a Roth or traditional IRA is a great way to start saving. Always try to take advantage of any expected pay that may come your way. This includes things like a work bonus. Put any extra money away for your retirement fund. Check with your employer to see if they will match any retirement plan amount fully.

Location, Location, Location

This may be the hardest part of the retirement savings process. Have you ever considered the idea of moving to a different area that features lower housing prices? Well, if early retirement on a limited budget is your ultimate goal, it makes a lot of sense to save as much as possible on housing. This can be an especially tough ask for people with kids in a certain school district, etc. Luckily, moving to a different place could apply to your retirement, exclusively. With 500K you may not be able to move to your dream destination during retirement, and that’s okay!

Saving Money For Retirement

When Is The Best Time To Start Saving For Retirement?

In a perfect world, everyone striving for early retirement would start saving as soon as possible. This may be easier said than done, of course. There are many ways for young people to start saving now, though. A great way to start is by putting away 10 percent of your monthly income. Putting away 10 percent of $5,000 per month equals a total savings of $500 each month. Stretch that out over a year and you have saved $6,000. This 10-percent theory will help protect you from any stock market dips during your 20s.

A recent study performed by Charles Schwab showed that Americans say they should have at least $1.7 million saved by age 65. If you want to save towards that goal, it means you need to put away $500 every month starting at 25. This may be unmanageable for 25 year olds dealing with young children, student loans or struggling in the current job market.

Average Age To Start Saving For Retirement

According to Morning Consult, this is a look at what age most Americans begin saving money:

  • Ages 20-29: 39%
  • Ages 30-39: 25%
  • Ages 40-49: 15%
  • Ages 50-59: 6%

Vista Winds Is An Upscale Retirement Community Located In Peoria, Arizona

If you are doing research about retirement communities in Peoria, Arizona, Vista Winds Retirement Home should definitely be on your list. Vista Winds offers retirement living at its finest. We have a rich calendar of activities, meals prepared by a Chef and caregivers on staff 24 hours a day for your health and safety. We offer award winning independent living, assisted living and memory care services. Come tour our community to see how we are a step above the rest and how easy it is to Make Yourself at Home! Vista Winds is surrounded by amazing views and our resort style property will be sure to impress!

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Low Stress Jobs After Retirement
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Written by webtechs

Top 8 Low Stress Jobs After Retirement

If you are searching for “low stress jobs after retirement“, we have 8 positions perfect for you!

1. Career Coach

There is no question that the younger generations will seek guidance when it comes to their career paths. Consider the idea of helping those younger than you by becoming a career coach. You may have seen/done it all during your working days, so it’s time to pass on some of that invaluable knowledge. Online video platforms such as Skype and Zoom have recently become great tools for both the coach and student. This means career coaching can easily be performed from the comfort of your own home. You can critique and edit resumes, while offering interview tips, as well.

2. Writer/Editor

This is the ideal position for any retiree with previous writing experience. It doesn’t necessarily mean you have to have a background in writing, though. For many looking to get a foot in the door, there are various blogging or part-time positions available. Online bloggers, of course, are always in demand. Some of these jobs may be unpaid in the beginning, but they can provide valuable experience in the industry. If you already have a writing background, this could be a very profitable side hobby.

3. Dog Walking/Pet Sitting

Animal lovers rejoice! There are many ways you can get more dogs/cats in your life. Dog walking is a service more and more busy adults are requesting. In addition to interacting with some lovable pets, this is a terrific way to get some exercise during the day. When owners are away on trips, you can offer your services to spend the night(s) with the pets. Check out the many apps available that make this service a one-step process.

4. Tutoring

Perhaps career coaching isn’t right for you, yet you’d still like to pass on some knowledge. Try tutoring students in need of some extra help. Private tutoring can be done in your own home, the student’s home or even a public library. Many parents are looking for these services nowadays. It’s great way to earn some extra cash while developing relationships, at the same time.

Tutor

5. Data Entry

If you are seeking a work-from-home opportunity, it’s hard to find a better gig than data entry positions. Data Entry is perfect for those who would rather not talk on the phone all day, such as a customer service representative. Those applying for data entry positions will need a few things in order to qualify for the job. You must own a computer and be tech-savvy. Of course, you can always tests your skills by taking typing classes online.

6. Tour Guide

There is nothing stressful about working as a tour guide during retirement. In most cases you’ll be dealing with customers just looking for a fun and relaxing adventure. If you are looking for flexible hours, this may be your best bet, as well. Most tours will run during certain seasons and on weekends/evenings. This is a great position for those currently living in an area that entertains a lot of tourists.

7. Customer Service

During the Covid-19 pandemic, a large majority of these positions became remote. This is great if you are looking to stay in your home during the day. Most customer service roles will involve answering calls, emails or engaging in chats. There will be a few requirements for applicants, including having access to high-speed internet and a landline telephone.

8. Musician

Anyone with music talent or simply a love for performing, should see what kind of paying options there are for musicians. Is there a band full of retirees seeking a bass player or even a restaurant looking for a quiet piano player to set the mood? The pay might not be great, but the joy of playing an instrument may be enough for retirees looking to share their talents.

Vista Winds Is An Upscale Retirement Community Located In Peoria, Arizona

If you are doing research about retirement communities in Peoria, Arizona, Vista Winds Retirement Home should definitely be on your list. Vista Winds offers retirement living at its finest. We have a rich calendar of activities, meals prepared by a Chef and caregivers on staff 24 hours a day for your health and safety. We offer award winning independent living, assisted living and memory care services. Come tour our community to see how we are a step above the rest and how easy it is to Make Yourself at Home! Vista Winds is surrounded by amazing views and our resort style property will be sure to impress!

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Easy Crafts For Seniors With Dementia
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Written by webtechs

Easy Crafts For Seniors With Dementia

If you are searching for “easy crafts for seniors with dementia“, we’re here to provide a list of 5 fun projects!

Crafts For Elderly With Dementia

When coming up with craft ideas for seniors with dementia, try to pick activities that do not have a right or wrong way of doing things. Use these activities to engage and encourage the loved one in your life. Fun activities have been proven to reduce agitation and depression. Always remember that safety comes first! Any activity designed must eliminate the possibility of any danger or injury risks.

Try any one of these activities:

1. Flower Arrangements

This is a great activity, especially for seniors who previously enjoyed planting and gardening in their own backyards. Arranging flowers can take them back to a happier time and helps them flex their creative muscles, at the same time. This is one activity that loved ones may enjoy participating in, as well.

Supplies Needed:

  • Florist foam
  • Artificial flowers
  • Plastic vase

2. Attach Pipes And Fittings

Many seniors enjoyed doing handy work as homeowners. These sorts of tasks can do wonders for a senior’s morale and self-esteem. Always encourage them to engage in activities that bring back memories and a sense of purpose. Gather several lengths of PVC piping and some fittings and you are good to go!

Supplies Needed:

  • PVC piping
  • Fittings
  • Elbows and T-joints

3. Homemade Play Dough

All age groups can have fun with play dough! Relax and let your creativity take over when you begin modeling shapes with play dough. Pick up a few cookie cutters to aid the process. Always remember to store the play dough anywhere but the fridge. Also, stay away from any possible toxic play dough mixes. If you mix in a few drops of essential oils, this activity can become even more relaxing.

Supplies Needed:

  • Play dough
  • Cookie cutters
  • Essential oils

Play Dough

4. Make A Scrapbook

This activity will require a few more supplies than the others on the list. Bringing along a notebook, catalogs, magazines, newspapers and scissors will get the activity off the ground. Have your loved one look through the literature and cut out pictures, words and letters that interest them. Piece it all together for a fun and exciting project.

Supplies Needed:

  • Magazines, catalogs, newspapers
  • Scissors
  • Glue stick

5. Fun With Magnetic Letters

Put all kinds of magnetic letters on a baking sheet and see what fun words the senior can create. This is a great project to get the mind moving and engaged. Another way to do this activity is by having the senior organize the letters by shape and/or color.

Supplies Needed:

  • Magnetic letters (multiple colors)
  • Baking sheet

Vista Winds Is An Upscale Retirement Community Located In Peoria, Arizona

If you are doing research about retirement communities in Peoria, Arizona, Vista Winds Retirement Home should definitely be on your list. Vista Winds offers retirement living at its finest. We have a rich calendar of activities, meals prepared by a Chef and caregivers on staff 24 hours a day for your health and safety. We offer award winning independent living, assisted living and memory care services. Come tour our community to see how we are a step above the rest and how easy it is to Make Yourself at Home! Vista Winds is surrounded by amazing views and our resort style property will be sure to impress!

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Written by webtechs

How To Find A Retirement Community In Peoria, Arizona

If you are searching the phrase “how to find a retirement community” or “retirement communities in Peoria AZ“, Vista Winds can help! In this post we outline how to find retirement communities and questions to ask each facility you visit.

How To Find Retirement Communities In Peoria

You might think it would be tough at first, but finding a retirement community that fits your individual personality and lifestyle in 2018 is getting easier than ever. New retirement communities are popping up all over the place at a rapid rate. However, we know that choosing the right retirement home can be tough, and for that reason, we put together this guide to help you know what to look for. Read this guide to help you find a Retirement Community In Peoria you would love to call home.

  1. Check the location’s temperature. Climate is considered to be one of the most important factors when choosing retirement communities. Do some research about your destination to make sure you can handle weather changes. The average temperature in Peoria, Arizona reaches around 71.95°F, with a high average temperature of 86.4°F and a low average temperature of 57.5°F [1].
  2. Feel the vibe. Every community will have its own vibe or character. One of the best ways of figuring out the vibe of the community is to talk to the residents. This will also help you get to know your potential neighbors. This would also be a great chance to ask the facility director what kind of amenities and activities they offer. Vista Winds offers a full monthly calendar of fun activities you can enjoy including Live entertainment, movies in our state-of-art theater and more.
  3. Plan for future medical needs. Health should be your first consideration as you age. Most communities in the Peoria will offer a variety of advantages, but not everyone of them can provide the right medical care for your individual needs. Before transitioning into a new community, check to make sure that all of your medical needs can be met in the future, whether your health declines or not. Vista Winds offers retirement communities for nearly any stage of your retirement transition, independent living, assisted living and memory care with care givers on staff 24 hours a day.
  4. Determine Your Budget. You want to choose a retirement community that fits your budget. After all the long hard years to grow retirement fund you want to make sure your savings can cover retirement community costs. Seeking the help of a professional financial planner could be one way to find out. Some communities will have monthly fee increases annually. Be sure to ask facilities how often and how much they change their rates every year.
  5. Make a checklist. Having a checklist will help you remember what types of questions you should be asking retirement communities. Depending on the level of care you need, you will need a specific checklist for each of the different types of retirement communities. Feel free to download our help independent living checklist, assisted living checklist or memory care checklist.
  6. Take a look at the activity calendar. Every community will most likely have an activity calendar with a list of activities planned out for the month. Be sure to check and make the activities are ones that you would enjoy. Most communities will offer activities, like tennis, gold and swimming. Staying involved in activities is a great way to stay fit while and maintain good health. Vista Winds offers many activities, including golf, swimming, live entertainment and more.
  7. Learn the rules. Most facilities will have rules and regulation that residents much follow. For example, some retirement homes do not allow pets. Others might have rules about smoking cigarettes or grilling food outdoors. It is wise to research the facility you are interested in to find out what rules they might have and if those rules line up with your lifestyle. Vista Winds does allow pets and reasonable rules for residents to follow.
  8. Security and safety. Most facilities have care givers on staff around the clock to ensure the health and safety of residents. Furthermore, some facilities, like Vista Winds for instance, offer gated entries for your security and privacy, as well as care givers on staff 24 hours a day in case of emergencies. We even provide free housekeeping twice a month and free laundry facilities.
  9. Local Tax Rates. Some communities are more tax friendly than others. The local tax rates in your area are an important consideration when thinking about investing in a specific retirement community. These taxes can be a burden to carry. Make sure and speak the facility owner or director so you know what kind of taxes or additional yearly fees to expect.
  10. Signing The Agreement. Before you sign the leasing agreement, be sure that you know what to expect from the community and that they community knows what to expect from you. If you’ve never lived at a retirement community before, you will be surprised to know that some facilities have rules about decorating your home, parking your car and more. Vista Winds will let you know all of the rules upfront so you know what to expect before moving into our faculty.
  11. “Understand your financing options. For a senior purchasing the best retirement community, it is certainly possible if you are paying in cash. If it’s not the case, you should understand your financial options. This may include mortgage tax.” [2]
  12. Pros and Cons. Create a pros and cons list to help make it easier to choose a retirement home. Having a list of what you liked and what you didn’t like will make the decision a little bit easier. This way you can find out which facility works for your individual personality and lifestyle the best.

What To Look For In a Retirement Community

Know what types of questions you should ask and What To Look For In a Retirement Community by using this checklist .

Facility Highlights

  • Is the location of the facility near things you might need a regular basis (Shopping, etc)?
  • Is the retirement home close by for visits by friends and family?
  • Is the community located near entertainment complexes?
  • Can residents access medical care easily?
  • Does the community offer transportation to and from appointments?
  • Did the staff greet you with a warm welcome when you entered their facility?
  • Do the residents appear to be socializing or do they seem content?
  • Do you notice the staff addressing the residents by their names?
  • If the staff professionally dressed, welcoming, outgoing and friendly?
  • Do you notice staff members treating other members in a professional manner?
  • What percentage of the facility is occupied?
  • Does the facility have a waiting list and if so how long until a unit will become available?

A Look Inside The Community & Common Areas

  • Does the community offer a floor plan that is easy to follow?
  • Do rooms, hallways and doorways offer walker or wheelchair access?
  • Does the community have elevators for seniors that have difficulty using handrails or stairways to assist with walking?
  • Do the floors have carpet or non-slip flooring for safe walking?
  • Does the community have clearly marked exits, sprinklers and good lighting?
  • Is the facility properly cooled/heated, clean and free of odors?
  • Are common areas clean, comfortable and attractive?
  • Is there a patio, garden or courtyard for visitors and residents to enjoy?
  • Does the community offer security and care givers on staff 24/7 in case of emergencies?
  • Are there a variety of types and sizes of units available?
  • Do they have single units and double occupancy apartments for sharing with others?
  • What can you bring from your home and is the residence furnished or unfurnished?
  • Can the residents decorate their rooms and is there storage space available?
  • Is a 24-hour emergency response system accessible from the unit with own lockable door? [3]
  • Do bathrooms have handicapped accommodations for walkers and wheelchairs?
  • Do all units come will cable TV and telephone access and is there an extra charge for that?
  • Does the apartment or condo have cooking element/sink/refrigerator?
  • Can residents smoke cigarettes in public areas or their units?

Finances, Contracts & Moving In

  • What do you need to know about the moving in and out process?
  • Can the facility provide you with a statement of responsibilities and rights of residents?
  • Does the facility have a contract that discloses supportive services, personal care, accommodations, healthcare, fees, as well as move in and move out provisions?
  • Find out about payment arrangements and if residents can only rent their apartment or own it?
  • How much does the monthly rent cost? How often does rent increase and why?
  • What happens if you run out of money or payments can no longer be made?
  • Is there an corporate, private or government programs available to help you cover costs?
  • If additional services are needed, can the facility accommodate for these new needs?
  • Are there common procedure to pay for additional care services such as physical therapy or skilled nursing care when they are needed during a temporary amount of time?

Personal and Health Care Services

  • What personal or health care services are available? Who will provide these services and what qualifications do they have?
  • In case of a medical emergency, what are the procedures?
  • Are there dedicated staff or procedures for providing additional care services in case of a temporary need?
  • Are personal laundry, linen service and housekeeping included in the monthly fees or do you have to pay additional for those? Are laundry facilities convenient to access?
  • Are physical therapy, barber or beautician services available on site or close by?

Recreation and Social Activities

  • What type of individual/group activities are offered?
  • Does the community offer scheduled trips to and from other events off-site?
  • Can the residents of the community participate in outside activities in neighboring communities?
  • Does the facility provide supplies for games and social activities, like cards, gardening, crafts and others?
  • Does the facility offer worship services on-site or can off-site arrangements be made?
  • Are fitness facilities on-site or do they offer exercise classes to keep you fit?
  • Can the residents have pets in their units? Does anyone else at the facility have pets?

Dining

  • Does the facility provide meals? If so, how many meals per day?
  • Can residents get involved with the menu planning and can they request special foods?
  • Does the facility have a nice dining room that appears relaxed and social? Do residents seem to be enjoying their food?
  • Is there any flexibility in the dining schedule? Can you receive snacks in-between meals?
  • How many meals does your monthly fee include? If a resident was to become sick, can special accommodations be made or would tray service be available?
  • Are residents allowed to have guests or visitors dine with them for free or is this an additional free? Do they offer private dining rooms for special occasions or events the residents might desire?

Conclusion

Knowing the right types of questions to ask your potential retirement community will help ease the worry and stress about transitioning. Take you time to figure out what type of facility works best for your individual personality and needs.

Vista Winds Is An Upscale Retirement Community Located In Peoria, Arizona

If you are doing research about retirement communities in Peoria, Arizona, Vista Winds Retirement Home should definitely be on your list. Vista Winds offers retirement living at its finest. We have a rich calendar of activities, meals prepared by a Chef and caregivers on staff 24 hours a day for your health and safety. We offer award winning independent living, assisted living and memory care services. Come tour our community to see how we are a step above the rest and how easy it is to Make Yourself at Home! Vista Winds is surrounded by amazing views and our resort style property will be sure to impress!

Retirement Communities
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